Bank of America Corporation (BAC)

業務介紹

美國銀行公司透過其子公司,為全球個人消費者、中小企業、機構投資者、大型企業和政府提供銀行和金融產品及服務。其消費者銀行部門提供傳統和貨幣市場儲蓄賬戶、存單和個人退休帳戶、非計息和計息支票賬戶,以及投資賬戶和產品;信用卡和借記卡、住宅抵押貸款和房屋抵押貸款,以及直接和間接貸款,如汽車、休閒車輛和個人消費貸款。該公司的全球財富和投資管理部門提供投資管理、經紀、銀行、信託和退休產品和服務;財富管理解決方案,以及包括專業資產管理服務在內的定制解決方案。其全球銀行部門提供貸款產品和服務,包括商業貸款、租賃、承諾融資、貿易融資以及商業房地產和資產抵押貸款;財資解決方案,如財資管理、外匯和短期投資選擇以及商戶服務;營運資金管理解決方案;以及債務和股權承銷和分銷,以及併購相關和其他諮詢服務。該公司的全球市場部門提供做市、融資、證券結算、交收和託管服務,以及使用利率、股票、信用、貨幣和商品衍生工具、外匯、固定收益和抵押相關產品的風險管理產品。截至2021年12月31日,該公司為約6700萬名消費者和小企業客戶提供服務,擁有約4,200家零售金融中心、約16,000台自動櫃員機,以及擁有約4100萬活躍用戶的數字銀行平台。該公司成立於1784年,總部位於北卡羅來納州夏洛特。



Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.

公司網址

https://www.bankofamerica.com