Joint Stock Company Kaspi.kz (KSPI)

業務介紹

合資公司Kaspi.kz及其子公司在哈薩克斯坦共和國為消費者和商家提供支付、市場和金融科技解決方案。它通過三個業務部門運營:支付平台、市場平台和金融科技平台。

支付平台部門促進客戶與商家之間的交易。該部門為消費者提供購物交易、定期家庭賬單和點對點支付;接受線上和店內付款、開具和結算發票、支付供應商和監控商家營業額。它還提供專有數據設施,為企業的多個領域提供決策支持。

市場平台部門連接線上和線下商家與消費者,使商家能夠通過全渠道策略提高銷售,並使消費者能夠從各種商家購買產品和服務。該部門還通過移動商務運營市場平台,這是一種供消費者隨時隨地免費購物的移動解決方案;Kaspi Travel允許消費者預訂國內和國際航班及套餐假期,以及國內鐵路票。它還通過連接支付和金融科技產品、Kapsi廣告和其他配送服務來提高商家的銷售。

金融科技平台部門通過超級應用程式和Kapsi.kz超級應用程式為消費者提供BNPL、金融和儲蓄產品,為商家提供商家金融服務。它還參與銀行業、不良資產管理、房地產業務、支付處理、在線旅遊以及信息存儲和處理服務。

該公司於2008年註冊成立,總部位於哈薩克斯坦共和國阿拉木圖。



Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

公司網址

https://www.ir.kaspi.kz