Prudential Financial, Inc. 5.95 (PRH)

業務介紹

保誠金融公司從事保險、投資管理和其他金融產品及服務的提供,面向個人和機構客戶。其業務分為以下幾個部門:PGIM、美國業務、國際業務、封閉業務和公司及其他業務。

PGIM部門提供投資管理服務和解決方案,涵蓋公共固定收益、公共股票、房地產債務和股權、私人信貸和其他替代投資,以及多資產類別策略,面向全球機構和零售客戶,以及公司的一般賬戶。

美國業務部門提供涵蓋保障、退休、儲蓄、收入和投資需求的各種產品和解決方案。美國業務部門分為五個部門:退休、團體保險、個人年金、個人人壽和Assurance IQ。

退休部門為公共、私營和非營利部門的退休計劃提供退休投資和收入產品及服務。

團體保險部門在美國提供團體人壽、長期和短期團體殘疾以及團體公司銀行和信託壽險,主要面向機構客戶,用於員工計劃和關聯團體。

個人年金部門開發和分銷個人變額和固定年金產品,主要面向美國中高淨值和高淨值市場。

個人人壽部門開發和分銷個人變額壽險、定期壽險和萬能壽險產品,主要面向美國中等收入、中高淨值和高淨值市場。

Assurance IQ部門利用數據科學和技術,主要通過其數字和代理渠道,直接向零售消費者分銷第三方產品和自有定期壽險產品。

國際業務部門在日本、韓國和其他國家,通過其人壽規劃業務,開發和分銷面向中高淨值和高淨值市場的人壽保險、退休和相關產品。

封閉業務部門包括某些現行參與式保險和年金產品以及相應資產,用於支付與這些產品相關的利益、費用和保單持有人股息。

公司及其他業務部門包括未分配至業務部門的公司項目和舉措。

該公司成立於1875年,由John Fairfield Dryden創立,總部位於新澤西州紐瓦克。



Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services to both individual and institutional customers. It operates through the following segments: PGIM, U.S. Businesses, International Businesses, Closed Block, and Corporate and Others. The PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients globally, as well as the Company’s general account. The U.S. Businesses segment offers a range of products and solutions that cover protection, retirement, savings, income and investment needs. The U.S. Businesses are organized into five segments: Retirement, Group Insurance, Individual Annuities, Individual Life and Assurance IQ. The Retirement segment provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. The Group Insurance segment provides group life, long-term and short-term group disability, and group corporate bank, and trust-owned life insurance in the U.S., primarily to institutional clients for use in connection with employee plans and affinity groups. The Individual Annuities segment develops and distributes individual variable and fixed annuity products, primarily to the U.S. mass affluent and affluent markets. The Individual Life segment develops and distributes individual variable life, term life and universal life insurance products primarily to the U.S. mass middle, mass affluent and affluent markets. The Assurance IQ segment leverages data science and technology to primarily distribute third-party products and a proprietary term life product directly to retail shoppers, primarily through its digital and agent channels. The International Businesses segment develops and distributes life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through its Life Planner operations. The Closed Block segment includes certain in force participating insurance and annuity products and corresponding assets that are used for the payment of benefits, expenses and policyholders’ dividends related to these products. The Corporate and Other Operations segment include corporate items and initiatives that are not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

公司網址

http://www.prudential.com