Wintrust Financial Corporation (WTFC)

業務介紹

溫特拉斯特金融公司(Wintrust Financial Corporation)作為一家金融控股公司運營。它在三個業務部門運營:社區銀行、專業金融和財富管理。

社區銀行部門提供無息存款、非經紀人計息交易賬戶、儲蓄和國內定期存款;房地產貸款、消費者貸款和房地產貸款;保管箱設施;自動取款機(ATM)、在線和移動銀行以及其他服務。它還從事住宅抵押貸款的零售發起和購買,以銷售到二級市場;以及向公寓、業主和社區協會提供貸款、存款和財務管理服務,以及為中型公司提供資產抵押貸款。此外,該部門還提供貸款和存款服務給抵押經紀公司;向餐廳特許經營商提供貸款;直接租賃;小企業管理貸款;商業抵押貸款和建築貸款;以及金融解決方案。它主要向個人、中小企業、地方政府單位和機構客戶提供個人和商業銀行服務。

專業金融部門提供商業和人壽保險費融資;應收賬款融資、增值和外包管理服務;以及其他專業金融服務,以及為臨時工業提供工資、帳單和現金管理服務的數據處理。

財富管理部門提供信託和投資、資產管理、免稅交換、證券經紀和退休計劃服務。

該公司在芝加哥大都會區、南威斯康星州、印第安納州西北部和佛羅里達州經營173家銀行設施和228台自動取款機。溫特拉斯特金融公司成立於1991年,總部位於伊利諾伊州羅斯蒙特。



Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

公司網址

https://www.wintrust.com