I. Preamble:

Greetings, members. Welcome to FindBillion (hereinafter referred to as "the Website"), a public information aggregation platform provided by Chihsiang AI Co., Ltd. (hereinafter referred to as "the Company"). To help you understand the services offered by the Website, we have established these "Terms of Service for Members" (hereinafter referred to as "the Terms"). Please read these Terms carefully before logging into the Website. Only after you have understood and agreed to the contents of these Terms should you continue to use the Website.

II. Protection of Minors:

If you are a minor (under 18 years old), you must obtain consent from your legal guardian before agreeing to these Terms and using the services provided by the Website. Your use of the services provided by the Website is considered as having obtained consent from your legal guardian.

III. Service Content:

The services provided by the Website integrate public information, including industry news, information from the Market Observation Post System, financial statements of listed companies, macroeconomic website data, etc., presenting complex information in a simplified manner. Paid membership plans will provide more comprehensive objective information and offer case studies to help you familiarize yourself with macroeconomic conditions and individual stock fundamentals.

IV. Rights and Obligations of Members:

(1) Members should register on the Website using true information. If false information is used for registration, the Website reserves the right to terminate services to you.

(2) Users of the Website should register for a member account before using the Website. After registration, please keep your account secure. If you discover unauthorized use of your member account and password, please change your account or password as soon as possible and notify the Company promptly.

(3) Members are not allowed to use the content of the Website for profit-making activities in any way unless authorized by the Website.

V. Subscription Services:

(1) If you wish to apply for a course refund and the course is still in the "pre-order period," you can submit a refund request on or before the last day of the pre-order period.

(2) If you wish to apply for a course refund and the course has already "officially started," you can submit a refund request within 7 days of purchase if you have not viewed any paid units of the course. According to the Consumer Protection Act, for online services providing digital content without tangible media, which are provided with prior consumer consent, this course offers sufficient preview services. If you have viewed any paid unit, a refund cannot be processed.

(3) If you stop or cancel your course subscription for any reason, the payment will be refunded to the credit card used for the original transaction.

VI. The Website reserves the right to modify the content of relevant regulations and terms at any time.

VII. Any disputes arising from these Terms shall be governed by the laws of the Republic of China (Taiwan) and the Taipei District Court shall have jurisdiction as the court of first instance.

1. This disclaimer is established by Chihsiang AI Co., Ltd. (hereinafter referred to as "the Company"). The FindBillion website (hereinafter referred to as "the Website") provides a platform for organizing public information. The data provided is for reference only and does not guarantee any profits or offer recommendations for specific stocks or price points. Any investment actions should be based on the investor's personal rational judgment, and the investor is responsible for their own investment behavior.

2. The Website strives to share timely and accurate public information with its members. However, during the process of collecting public information, due to time lags in information transmission or differences in information sources, there may still be instances of incomplete information. Therefore, the public information provided by the Website should still be verified against the Market Observation Post System and announcements released by individual companies.